Topic 3: DEVELOPMENT OF ONSHORE INR-NDDC

According to RBI, Indian banks that run International Financial Services Centre (IFSC)Banking Units (IBUs) can sell rupee NDDCs (non-deliverable foreign exchange derivative contracts) in the onshore market. This would help in removing market arbitrage between local and international markets. The Reserve Bank of India (RBI) has lifted a major roadblock for investments in the International Financial Services Centre (IFSC) at GIFT City, Gujarat, through the Liberalised Remittance Scheme (LRS) route. They are allowed to open a foreign currency account (FCA) in IFSC. Until now, any funds lying idle in FCA for up to 15 days had to be repatriated to the domestic rupee account. This measure will deepen the forex market in India and provide enhanced flexibility to residents in meeting their hedging requirements.

The World Bank's estimate that $630 billion in remittances were transmitted to low- and middle-income countries in 2022. India received remittances of a record $100 billion in 2022, which is increased by 12% annually.
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